Caltech Employees Federal Credit Union
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Required Documents for Consumer Loan Requests
When you're applying for a loan with CEFCU, we're with you every step of the way. Rest assured, our knowledgeable loan specialists work hard to make the loan process streamline and time-effective. We ask our members to provide the following items requested in a timely manner to avoid any delays in the loan process. Remember, when we work together we Share the Success!
Personal Loan/Line of Credit
- Loan Request
- Current pay stub(s) dated within 30 days or Federal Tax Return for last two years if self-employed
- If paying off outside debt, include copies of most recent statements
- Purpose of loan
- Loan Request
- Current pay stub(s) dated within 30 days or Federal Tax Return for last two years if self-employed
- Copy of valid Driver's License
- Copy of current Auto Insurance card
Dealer Purchase
Refinance or Private Party Purchase
- All items listed under "Auto Loans (all types)"
- New Auto - Manufacturer's Suggested Retail Price (window sticker)
- Used Auto - Blue Book value (Loan Officer can obtain this information)
- Copy of signed Contract/Purchase Order
- All items listed under "Auto Loans (all types)"
- Blue Book value (Loan Officer can obtain this information)
- Copy of current registration
- Copy of current Auto Loan Statement (or vehicle title if free & clear)
- Vehicle Inspection required (Loan Officer will do the inspection)
Special notes for Private Party Purchases:
*Seller will be required to come to the branch to complete DMV documents
*Sales Tax and Transfer Fee will be collected
*Smog Check may be required
For more information about applying for a vehicle loan with CEFCU, please view our Vehicle Loans FAQs.
Apply online today by clicking on the WebLoan24 option after logging in to CEFCU@HOME. If you're not yet a CEFCU@HOME user, you can still apply online. Prefer not to apply online? You may also complete a Loan Request and mail or fax it to the office location most convenient to you.
