Required Documents for Consumer Loan Requests

When you're applying for a loan with CEFCU, we're with you every step of the way. Rest assured, our knowledgeable loan specialists work hard to make the loan process streamline and time-effective. We ask our members to provide the following items requested in a timely manner to avoid any delays in the loan process. Remember, when we work together we Share the Success!

Personal Loan/Line of Credit

  • Loan Request
  • Current pay stub(s) dated within 30 days or Federal Tax Return for last two years if self-employed
  • If paying off outside debt, include copies of most recent statements
  • Purpose of loan
Auto Loans (all types)
  • Loan Request
  • Current pay stub(s) dated within 30 days or Federal Tax Return for last two years if self-employed
  • Copy of valid Driver's License
  • Copy of current Auto Insurance card

Dealer Purchase

  • All items listed under "Auto Loans (all types)"
  • New Auto - Manufacturer's Suggested Retail Price (window sticker)
  • Used Auto - Blue Book value (Loan Officer can obtain this information)
  • Copy of signed Contract/Purchase Order
Refinance or Private Party Purchase
  • All items listed under "Auto Loans (all types)"
  • Blue Book value (Loan Officer can obtain this information)
  • Copy of current registration
  • Copy of current Auto Loan Statement (or vehicle title if free & clear)
  • Vehicle Inspection required (Loan Officer will do the inspection)

Special notes for Private Party Purchases:
*Seller will be required to come to the branch to complete DMV documents
*Sales Tax and Transfer Fee will be collected
*Smog Check may be required

For more information about applying for a vehicle loan with CEFCU, please view our Vehicle Loans FAQs.

Apply online today by clicking on the WebLoan24 option after logging in to CEFCU@HOME. If you're not yet a CEFCU@HOME user, you can still apply online. Prefer not to apply online? You may also complete a Loan Request and mail or fax it to the office location most convenient to you.