CEFCU: First Choice For Visa
A CEFCU VISA offers students the convenience of plastic without any gimmicks, hidden charges or fees. Basic qualifications include:
At CEFCU, you'll find none of the "rubs" so common with other VISA cards. Just down-to-earth value and money-saving benefits like:
With proof of registration and no derogatory or excessive credit, we'll grant the following VISA limits:
So don't wait any longer for your VISA wishes to come true. Simply apply online by clicking on the Apply for a Loan option after logging into eBranch. If you're not yet a eBranch user, you can still apply online. Prefer not to apply online? You may also complete a Loan Request and mail or fax it to the office location most convenient to you. At CEFCU we are ready to serve your savings and borrowing needs.
Must show proof of full time student status and no negative credit history.
*Post Doctoral must show Caltech paystub or welcome letter as proof of Post Doctoral status.
The rate for purchases, cash advances and balance transfers may vary as it is determined quarterly and will equal the US Prime Rate plus a margin of 6.00%; the rate will not be more than 18.00%. The Prime Rate is the highest bank prime rate as published in the Wall Street Journal's Money Rates section on the first day of the previous month prior to the change date. CEFCU may adjust your rate four times a year on the January, April, July, and October billing cycle.
All credit subject to approval.
CEFCU is an Equal Opportunity Lender.